国投瑞银白银基金补偿工作启动 已有上万人办理和解事宜

Core Viewpoint - The Guotou Ruijin Silver Fund compensation event has progressed with the launch of a mini-program on Alipay for eligible investors to complete identity verification and handle settlement matters online [1][4]. Group 1: Compensation Scheme Details - The compensation scheme is based on a tiered principle, applicable to individual investors who redeemed their shares between January 30, 2026, and February 2, 2026, excluding institutional investors [2]. - For individual investors affected by the valuation adjustment with an impact amount below 1,000 yuan, the settlement amount will be determined in full based on the actual impact amount, which accounts for 92.4% of the redeeming investors on that day [2][3]. - For those with an impact amount exceeding 1,000 yuan, the settlement amount will be calculated based on a percentage of the excess amount, with specific rates applied to different ranges of impact amounts [3]. Group 2: Funding and Process - The compensation funds will come from the company's assets, specifically from risk reserves and proprietary funds, ensuring that the independence of the fund's assets and the interests of fund holders are not affected [4]. - The mini-program for processing compensation is designed to enhance investor protection standards, providing a reliable and convenient method for investors to receive compensation without the need for litigation [4]. Group 3: Investor Impact and Market Context - Investors who traded on the secondary market and those who did not redeem their shares are not included in the compensation scheme, as the valuation adjustment primarily affects the fund's net asset value [5]. - The company adjusted the valuation due to extreme market conditions, where the international silver market experienced unprecedented volatility, and failing to adjust would have resulted in significant losses for existing investors [6][7].