Bigbank AS Audited Annual Report for 2025

Core Insights - The audited annual report for Bigbank AS for 2025 shows no changes from the previously published interim report, confirming the financial results [1] - The report will be submitted for approval to the General Meeting of Shareholders [1] Financial Performance - Total assets increased to 3.3 billion euros, rising by 538 million euros (+19%) [4] - Loans to customers grew to 2.7 billion euros, increasing by 511 million euros (+23%) [4] - The deposit portfolio grew to 2.9 billion euros, increasing by 486 million euros (+20%) [4] - Net profit amounted to 37.9 million euros [4] - Return on equity (ROE) stood at 13.3% [4] Company Overview - Bigbank AS has over 30 years of operating history and is a commercial bank owned by Estonian capital [2] - As of 31 December 2025, the bank serves more than 188,000 active customers and employs over 600 people [2] - Moody's assigned Bigbank a long-term bank deposit rating of Ba1, along with a baseline credit assessment (BCA) and an adjusted BCA of Ba2 [2]