宁夏固原实现“村村有金融站点、家家有服务”

Core Viewpoint - The Ningxia Hui Autonomous Region is actively promoting inclusive financial reforms in Guyuan City, aiming to enhance financial services for agriculture, small and micro enterprises, and rural areas, with significant progress reported in loan balances and insurance coverage [3][4]. Group 1: Financial Infrastructure - Guyuan City has established 164 bank outlets, 67 insurance outlets, and 626 rural revitalization service stations, achieving a near-complete coverage of financial services in rural areas [1]. - The region has 101 county-level bank outlets and 46 insurance outlets, ensuring that every village has access to financial services [1]. Group 2: Loan and Insurance Products - As of the end of 2025, loans in key inclusive finance sectors in Guyuan accounted for 51.08% of total loans, surpassing the regional average by 31.9 percentage points [3]. - The Ningxia Financial Regulatory Bureau has introduced specialized loan products such as "cattle live collateral," "land management rights collateral," and various agricultural loans to support local industries [3]. Group 3: Economic Impact - The total balance of "five special, five new, and five superior" loans reached 27.042 billion yuan, reflecting a growth of 12.61% since the beginning of 2025 [4]. - The cattle breeding industry has evolved into a million-scale full industry chain, creating employment for 153,000 rural workers [4]. - Insurance institutions have provided 1.47 trillion yuan in insurance coverage for the local economy, with agricultural insurance accounting for 8.062 billion yuan, enhancing the resilience and sustainability of agricultural sectors [4].