How much of a personal loan can I get in 2026?

There are several factors that contribute to determining the amount you can borrow. The best thing you can do before you get a personal loan is to ensure your finances are in order. Your credit history and financial profile will not only determine whether you qualify, but also how much you can borrow and what your terms will be.Credit unions are a popular choice for smaller loan amounts because many feature loans under $1,000 with reasonable rates. However, you must be a member to get a loan from a credit u ...