HELOC and home equity loan rates Sunday, March 1, 2026: Years-low rates drive huge demand for second mortgages

Interest rates on home equity lines of credit (HELOCs) and home equity loans are prompting a growing number of homeowners to tap the value in their homes. More lenders are offering second mortgage products, so your shopping choices are expanding. HELOC and home equity loan rates: Sunday, March 1, 2026 The average HELOC rate is 7.23%, according to real estate data firm Curinos. The 52-week HELOC low was 7.19%. The national average rate on a home equity loan is 7.44%. The low was 7.38% in early December 2 ...