Mortgage and refinance interest rates today, March 1, 2026: Looking for a rate in the 5s? (How's 5.81% or 5.32%?)

Today's mortgage rates are near multi-year lows. While Freddie Mac reported the current 30-year fixed home loan rate at 5.98% this week, the Zillow lender marketplace is reporting an average rate of 5.81%. And the 15-year is at a new low since 2022: 5.32%. Is it a good time to buy a house or refinance your mortgage? Run the numbers at these low rates. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 5.81% 20-year fixed: 5.76% 15-year fix ...