Payoneer Global (PAYO) Crosses $1 Billion in Annual Revenue

Core Insights - Payoneer Global Inc. (NASDAQ:PAYO) has achieved over $1 billion in annual revenue for 2025, marking a significant milestone for the company [1][2] - The company reported Q4 revenue of $274.69 million, which represents a year-over-year growth of 4.95%, although it fell short of expectations by $7.70 million [1][2] - For the full year, Payoneer processed $87 billion across 190 countries, with total revenue reaching $1.053 billion, reflecting an 8% year-over-year growth [2] Financial Performance - Q4 revenue growth was primarily driven by SMB customer revenue, which increased by 9% year-over-year to $197 million [2] - The average revenue per user (ARPU) excluding interest income grew by 21%, marking the sixth consecutive quarter of over 20% growth [2] - Full-year revenue excluding interest increased by 14%, driven by a 28% growth in B2B revenue, which constitutes 30% of total revenue [2] Future Outlook - Management anticipates revenue for the upcoming year to be between $900 million and $940 million, excluding interest [3] - Adjusted EBITDA is expected to range from $85 million to $95 million [3] Company Overview - Payoneer Global Inc. is a financial technology company that facilitates global business transactions for small and medium-sized businesses (SMBs) [4] - The company offers a suite of cross-border accounts receivable (AR) and accounts payable (AP) capabilities, including multicurrency account services and working capital management [4]