The Good Investors·2026-03-03 10:38Core Insights - Technology companies are increasingly integrating AI into their operations, with a focus on enhancing customer experience and operational efficiency. Coupang - Coupang's management believes AI will not disintermediate their business as consumers prioritize selection, service, and savings, which they aim to enhance through AI [2][3]. MercadoLibre - MercadoLibre introduced an AI-enhanced search experience in Q4 2025, improving product discovery and personalization, with 20% of GMV advised by their Seller Assistant [4][7]. - The company launched the Mercado Pago AI Assistant, which handled over 9 million conversations in Q4 2025, resolving 87% without human intervention, and plans to expand its capabilities [9]. - AI tools are driving higher adoption and spending in MercadoLibre's advertising technology, with new tools launched in Q4 2025 performing well during peak seasons [8]. - The Merchant Acquiring business saw 25% FX-neutral TPV growth in Brazil and 50% in Mexico in Q4 2025, aided by AI tools that enhance sales team effectiveness [10]. MongoDB - MongoDB's management reports a doubling of customers using AI capabilities, with significant growth in Vector Search and Voyage embedding models [13]. - A $90 million deal was signed with a large tech company to expand core and AI workloads on MongoDB's Atlas platform [14]. - The company is focusing on making its database more appealing to AI agents, ensuring it meets the needs of future AI applications [19][21]. - MongoDB is seeing a trend of enterprises wanting to modernize their technology stack, indicating a significant opportunity for growth [25][26]. Nu Holdings - Nu Holdings' AI model, nuFormer, is now in production for credit decisioning in Brazil, with plans to expand its use in lending and credit cards [29][30]. - The company has seen a 60% increase in unused credit limits, attributed to the deployment of predictive AI technologies [33]. - Management views AI as a significant opportunity for enhancing various aspects of banking, positioning Nu Holdings favorably against potential disruptions [31][32]. NVIDIA - NVIDIA's data center revenue grew 75% year-over-year in Q4 2025, driven by strong demand for its Blackwell architecture [36][37]. - The company is witnessing a transition to accelerated computing and AI across hyperscaler workloads, with evidence of strong ROI from major customers [38]. - NVIDIA's management believes that agentic AI has reached an inflection point, significantly impacting their business and driving demand for compute resources [39][43]. - The company has introduced new AI chips, the Rubin family, which are expected to enhance performance and reduce costs for inference tasks [44][45].