‘Worse than 2008’: Housing expert Melody Wright says the US housing market could correct soon. How to protect yourself

According to Federal Reserve data, the median sale price of a U.S. home reached $405,300 in Q4 2025 — a 34% jump over the past decade (4). To afford a median-priced home, HSH Associates estimates a typical household now needs to earn roughly $106,730 per year (5).One reason for the correction could be the striking disconnect between home prices and household income.But there’s good news: even with these warnings, there’s still time to prepare. Here’s a look at some of the reasons why experts are sounding th ...