Figure Technology Solutions Reports February Operating Data

Core Insights - Figure Technology Solutions reported significant growth in its consumer loan marketplace volume, reaching $896 million in February 2026, a 10% increase from January 2026 and a 127% increase year-over-year from February 2025 [2][11] - The company has seen a substantial rise in the circulation of its $YLDS stablecoin, which increased by 56% month-over-month to $588 million, compared to $376 million in January 2026 [2][11] - The matched offers balance on the Democratized Prime platform rose by 46% month-over-month to $369 million, indicating strong borrower demand and available lender supply [2][5][6] Consumer Loan Marketplace Volume - The consumer loan marketplace volume is defined as the total U.S. dollar equivalent value of originations of HELOCs, DSCRs, and personal loans, as well as third-party loans traded on Figure Connect [3] - The volume for February 2026 was $896 million, compared to $816 million in January 2026 and $395 million in February 2025, reflecting a significant increase in activity [2][3] $YLDS in Circulation - $YLDS in circulation represents the total U.S. dollar equivalent value of unsecured face-amount certificates backed by Figure Certificate Company assets [4] - The circulation increased to $588 million in February 2026 from $376 million in January 2026, marking a 56% month-over-month growth [2][4] Matched Offers and Borrower Demand - Matched offers are defined as the U.S. dollar equivalent value of offers matched between borrowers and lenders on the Democratized Prime platform [5] - The matched offers balance reached $369 million in February 2026, up from $253 million in January 2026, indicating a 46% increase [2][5] - Borrower demand also increased, with a reported value of $373 million in February 2026, up from $288 million in January 2026, reflecting a 30% growth [2][5] Available Lender Supply - Available lender supply is defined as the U.S. dollar equivalent value that lenders have made available in the lending pool on the Democratized Prime platform [6] - The available lender supply increased to $396 million in February 2026 from $263 million in January 2026, representing a 51% increase [2][6] Company Overview - Figure Technology Solutions is a blockchain-native capital marketplace that connects origination, funding, and secondary market activity, with over 300 partners and more than $22 billion in home equity originated to date [10][11] - The company is recognized as a market leader in real-world asset tokenization and has received AAA ratings from S&P and Moody's on multiple loan securitizations [12]