Yaspa Index reveals Pay by Bank wake-up call

Open banking continues to scale across the UK, with millions of consumers now using account-to-account payments in their everyday financial lives. But while adoption is rising, awareness of the term used to describe these payments tells a more complex story. The Yaspa index sets out to ask the crucial question: How familiar are UK consumers with the term ‘Pay by Bank’ in 2026 and it tracks how that familiarity has shifted over the past year, and what people really prioritise when choosing how to pay onlin ...