Gold is beating stocks. Here's how to add it to your retirement account.

It’s a golden era for gold. The price of gold is up 74% over the past year and 201% over five years. Gold has been outperforming stocks. Is it time to add some gold to your retirement account? On top of its spectacular recent performance, gold can function as an effective “hedge” in an investment account, advisers say. The reason: The gold market and stock market often move in different directions. “It’s a diversifier,” said Stephen Kates, a financial analyst at Bankrate. Gold “tends to have lower cor ...