UWM Holdings Corporation Issues Statement and Updates Forecasts

Core Viewpoint - UWM Holdings Corporation updates its revenue forecasts for Q1 2026 and fiscal year 2026, highlighting strong loan origination volumes and the impact of AI on operational efficiency [1][2]. Financial Performance - UWM's total loan origination volume reached $49.6 billion in Q4 2025, marking the highest quarterly volume since 2021 [1]. - Total revenue for Q1 2026 is projected to be between $800 million and $900 million, while total revenue for fiscal year 2026 is expected to range from $3.5 billion to $4.5 billion [1]. - The company reported a total revenue of $945.2 million and a net income of $164.5 million for Q4 2025 [3]. Business Operations - UWM's investments in AI are operational, enhancing team efficiency and allowing the company to manage two to three times its current volume without needing to replace departing team members [1]. - The AI assistant, Mia, is expected to handle over 12 million inbound and outbound calls in 2026 [1]. - UWM continues to originate approximately 12% of all refinances and remains the largest originator of purchase loans in the U.S. [1]. Strategic Initiatives - The company expresses confidence in the strategic merits and long-term value of its proposed acquisition of Two Harbors Investment Corp., urging stockholders to support the transaction [1]. - UWM is on track to achieve an annualized nine-figure run rate in revenue from new products and services, such as TRAC+ and PA+ [1].