Inflation and Healthcare Are Quietly Draining the $800,000 Retirement Plan

Eight hundred thousand dollars sounds like a lot. For a single retiree in 2026, it buys a livable retirement, but not a comfortable one without careful management. The math is tighter than most people expect. What the Numbers Actually Say The standard starting point for retirement withdrawals is the 4% rule, which suggests pulling 4% of your portfolio in year one and adjusting for inflation each year after. On $800,000, that produces $32,000 annually, or roughly $2,667 per month. Before Social Security, ...