Consumer Portfolio Services, Inc. (CPSS) Q4 2025 Earnings Call Prepared Remarks Transcript

Core Viewpoint - The conference call is focused on the operating results for the fourth quarter and full year of 2025 for Consumer Portfolio Services, highlighting key financial metrics and management insights [1]. Group 1: Management Team - The call features key executives including Mr. Charles Bradley (CEO), Mr. Danny Bharwani (CFO), and Mr. Mike Lavin (President and COO) of Consumer Portfolio Services [3]. Group 2: Forward-Looking Statements - The conference call may include forward-looking statements that are not historical facts, particularly regarding the valuation of receivables which depend on future event estimates [2]. - The company does not assume any obligation to publicly update forward-looking statements based on new information or events [2].