Enforcement is down under Trump. Is that a problem?

Key insight: Bank enforcement actions fell by 55% during the first year of the Trump administration, according to data compiled by financial advisory firm Klaros.Supporting data: Klaros' analysis shows that agencies issued 20 enforcement actions in the first quarter of 2025, but reduced that number to two by the fourth quarter. Terminated enforcement actions, meanwhile, rose from 40 in 2024 to 89 in 2025, showing a renewed focus on closing old cases.Forward look: The medium and long-term effects of the chan ...