HELOC and home equity loan rates Sunday, March 15, 2026: Tap your home's liquidity at low rates

You can now unlock your home’s liquidity with the lowest home equity rates in years. A home equity line of credit (HELOC) or home equity loan can provide an ongoing stream or lump sum of cash. Check out the low rates below. HELOC and home equity loan rates: Sunday, March 15, 2026 According to real estate analytics firm Curinos, the average HELOC rate is 7.20%, down three basis points from one month ago. The 52-week HELOC low was 7.19% in mid-January. The national average rate on a home equity loan is 7. ...