HELOC and home equity loan rates Monday, March 16, 2026: Put your home equity to work

The typical homeowner has thousands of dollars in equity locked within the walls of their home. In fact, for the average borrower, it’s about $295,000. The best home equity lenders will help you put that money to work with a home equity line of credit or loan. HELOC and home equity loan rates: Monday, March 16, 2026 The average HELOC adjustable rate is 7.20%, according to real estate data analytics company Curinos. The national average fixed rate on a home equity loan is 7.47%. Both rates are based on a ...