How RMDs Can Trigger Higher Social Security Taxes and Medicare Surcharges in 2026

Saving for retirement in a traditional IRA or 401(k) can make a lot of sense during your working years, especially if you're in a higher tax bracket. That's because your contributions get to go in tax-free, shielding some of your income from the IRS. The problem with traditional retirement accounts is that eventually, you'll be forced to start taking required minimum distributions, or RMDs. And those could drive up your tax bill in retirement. Will AI create the world's first trillionaire? Our team just r ...