LexinFintech Q4 Earnings Call Highlights

Chief financial officer James Xigui Zheng said the fourth quarter was the first period after the new regulatory framework officially came into force. The company said it followed the requirement that the comprehensive interest rate for all new loans be capped at or below 24%.Management reported that fourth-quarter loan volume reached RMB 50 billion and revenue was RMB 3 billion, with 4.53 million active users and 884,000 new active users. For the full year 2025, total loan volume was RMB 205.3 billion and n ...