Yiren Digital Shareholders Are Encouraged to Reach Out to Johnson Fistel for More Information About Potentially Recovering Their Losses

Core Viewpoint - Johnson Fistel, PLLP is investigating potential claims on behalf of investors of Yiren Digital Ltd. due to significant financial losses reported by the company, which may indicate non-compliance with federal securities laws [1][5]. Financial Performance - Yiren Digital reported fourth quarter revenue of approximately RMB 957.6 million, a decline of about 34% year-over-year, and significantly below the previously issued guidance of RMB 1.4 billion to RMB 1.6 billion [3]. - The company experienced a net loss of approximately RMB 882.2 million for the quarter, contrasting with a net income of approximately RMB 331.4 million in the same period the previous year [3]. Contingent Liabilities and Delinquency Rates - Yiren disclosed a significant increase in its provision for contingent liabilities to approximately RMB 1.11 billion, up from approximately RMB 459.8 million in the prior quarter [4]. - The company reported worsening delinquency rates across multiple categories, including increases in 1–30 day, 31–60 day, and 61–90 day delinquency rates compared to the prior quarter [4]. Factors Affecting Performance - The decline in financial performance was attributed to several factors, including a decrease in service fee rates under a new regulatory framework, a strategic reduction in loan facilitation volume, and a higher-risk asset profile [5].