How to Rollover Your 401k (or 403b or 457b) to an IRA

And oftentimes it is much more cost effective to leave your savings in that retirement plan. That doesn't mean that should always be the case, but if you're not looking at the expense ratios and the cost of holding that portfolio within the 401k plan versus in a retail account, you're missing one of the very large variables. And keep in mind, depending on what type of advisor or counselor you're working with, hopefully they've got your best interest in mind and they're making this suggestion, but depending ...