Independent Bank Touts “People-First” HCB Deal to Boost Michigan Reach and Lending Power

He added that HCB has built “an exceptional bank” with profitability and credit quality, noting a $354 million, well-diversified loan portfolio and a 67% loan-to-deposit ratio that he said demonstrates the depth of HCB’s core deposit franchise and the liquidity it brings to the transaction.Kolanowski said HCB Financial is headquartered in Hastings and has operated there since 1886. He said the bank runs seven retail branches across Barry, Calhoun, Allegan, Kent, and Ottawa counties. Kolanowski also emphasiz ...