Millionaires use hacks to keep more money. Here’s how you can, too — and take advantage of new tax tricks in 2026

However, incorporating also comes with a significant administrative burden — so you’ll have to weigh the pros and cons carefully. It’s worth talking to a lawyer and your accountant before making any moves (4).Some estimates say that if you make, at minimum, a net of $60,000 in freelance or small-business income, you may save money overall by incorporating — meaning you don’t have to be a millionaire to benefit from this strategy.If you are a business, that turns your salary into an expense — and business ex ...