I Asked ChatGPT If I Should Pay Off My Mortgage in 2026 or Invest — Here’s What It Said

The question of whether to pay off your mortgage early or invest that money instead has been plaguing homeowners forever. With mortgage rates higher in 2026 than they were a few years ago, I asked ChatGPT to break down which strategy actually makes more sense right now. Find Out: This ‘Boring’ Investment Could Be the Secret to Never Running Out of Retirement Income Read Next: 5 Low-Effort Ways To Make Passive Income (You Can Start This Week) The AI’s answer was refreshingly clear: It depends on math, tax ...