Would You Choose to Retire Owning a Million-Dollar Home or Having $1M in Your 401(k)?

Key Takeaways A 401(k) offers liquidity, flexibility, and potential for higher returns, making it the preferred choice for many financial planners. Owning a home provides a place to live without monthly rent or mortgage payments, but comes with ongoing costs like taxes and maintenance. In retirement, what would you prefer to have: a $1 million home or a 401(k) with $1 million invested in it? Investopedia posed this hypothetical question to certified financial planners (CFPs), asking them what the ...