Standard Premium Reports Strong 2025 Fiscal Year Results with 24% Net Income Growth and Portfolio Expansion

Core Insights - Standard Premium Finance Holdings, Inc. reported strong financial and operational results for the 2025 fiscal year, showcasing growth in receivables, net income, earnings per share, and return-on-equity [1][2][3] Financial Highlights - The company achieved $158 million in loan originations [6] - The receivables portfolio increased to $72.8 million, reflecting a 14% growth [6] - The earned interest rate stood at 17.9% [6] - Net income rose by 24% to $1.2 million [6] - Earnings per share (EPS) reached $0.37, marking a 27.5% increase, while diluted EPS was $0.29, up by 20.8% [6] - Positive operating cash flow was reported at $2.8 million, a 56% increase [6] - The company secured a new $115 million line of credit, which is expected to lower the cost of funds and facilitate expansion opportunities [6] - Return-on-equity was reported at 17.6% [6] - Quarterly dividends have been authorized and paid, remaining fully up to date [6] Strategic Outlook - The CEO emphasized the company's proactive growth strategy, strong financial discipline, and commitment to achieving record-breaking profits [2] - The company is well-positioned for sustained performance and long-term value delivery for shareholders, with a focus on strategic expansion opportunities [2] - Standard Premium has financed over $2 billion in property and casualty insurance policies since 1991 and operates in 42 states, actively seeking M&A opportunities to leverage economies of scale [4]