As Insurance Fraud Exceeds $40 Billion Annually, Consumers Face More Sophisticated, Harder-to-Detect Scams

As Insurance Fraud Exceeds $40 Billion Annually, Consumers Face More Sophisticated, Harder-to-Detect Scams Accessibility StatementSkip Navigation New tactics—from AI-altered damage photos to coordinated repair scams—are making fraud harder to detect and more costly for everyday drivers and homeowners. LOS ANGELES, March 24, 2026 /PRNewswire/ -- Insurance fraud is no longer limited to staged accidents or exaggerated claims—it's becoming faster, more sophisticated, and increasingly digital. As fraud schemes e ...