I don’t want Social Security to switch me from disability to retirement benefits. How can I stop it?

Core Points - The article discusses the transition from Social Security Disability Insurance (SSDI) to retirement benefits and the implications for individuals approaching their Full Retirement Age [6][8]. - It highlights the automatic conversion of disability benefits to retirement benefits at Full Retirement Age, which does not reduce the benefit amount [7][8]. - The article addresses the possibility of delaying retirement benefits until age 70 to receive delayed retirement credits, but notes that remaining on disability benefits does not allow for this delay [3][8]. Group 1 - The Social Security Administration will convert disability benefits to full retirement benefits at age 66½, and this transition is automatic [6]. - Individuals cannot receive both disability and retirement benefits simultaneously, as per the agency's policy [6]. - The amount of benefits remains unchanged during the conversion from disability to retirement status [7][8]. Group 2 - To delay the conversion of benefits, individuals may consider earning work credits, with one credit earned for every $1,810 in covered earnings in 2025, up to a maximum of four credits per year [4]. - The article raises questions about the minimum work requirements needed to prevent the conversion of benefits and whether earning just one work credit annually would suffice [5]. - A potential strategy mentioned is to suspend retirement benefits upon conversion and resume them at age 70 to accrue delayed retirement credits [9].