LendingClub Bank review (2026): A top-rated online bank with high yields and low fees

Summary: Founded in 2007, LendingClub is an online bank that has since grown to serve more than 5 million members. LendingClub offers banking products and services for individual customers and businesses, including checking accounts, savings accounts, certificates of deposit (CDs), loans, and more. LendingClub Bank product overview LevelUp checking With LendingClub’s LevelUp checking account, customers can earn unlimited 1% cash back on qualified purchases and 2% cash back for on-time personal loan pa ...