Why Surgeons Are Maxing This Overlooked 401(k) Feature Before the End of the Year

Quick Read The SECURE 2.0 Act’s super catch-up provision allows workers aged 60-63 to contribute $11,250 annually to a 401(k) instead of the standard $8,000 catch-up, creating a four-year window worth $15,000 in extra contributions before investment returns compound. Starting January 1, 2026, high-earning employees aged 50+ making over $145,000 in W-2 wages must contribute catch-up amounts to a Roth basis, forcing after-tax contributions that grow and distribute tax-free, which benefits those expecting ...