Ramsey Tells $700K Saver Marrying Pharmacist With $220K Debt: ‘You’ll Need a Stiff Bourbon After This’

Quick Read A 30-year-old roofing business owner with $700,000 in savings should pay off his fiancée’s $220,000 in pharmacy school student loans before marriage because federal graduate loan rates above 7% cost thousands annually, and both partners must be committed to staying debt-free for this strategy to work. After eliminating the student loans, the couple’s combined income and discipline position them to rebuild savings faster than most Americans while maintaining only mortgage debt. A recent stu ...