Xin Hua Cai Jing·2026-03-30 11:33Core Viewpoint - Agricultural Bank of China reported a steady growth in net profit and operating income for the year 2025, with net profit reaching 292 billion yuan, a year-on-year increase of 3.3%, and operating income at 725.3 billion yuan, up 2.1% [1] Financial Performance - The total assets of Agricultural Bank of China reached 48.8 trillion yuan by the end of 2025, with total loans amounting to 27.13 trillion yuan, an increase of 2.23 trillion yuan, reflecting a growth rate of 8.9% [1] - The total customer deposit balance was 38.69 trillion yuan, with an increase of 3.71 trillion yuan [1] - The non-performing loan ratio improved to 1.27%, a decrease of 3 basis points from the beginning of the year [1] - The bank proposed a final dividend of 1.300 yuan per 10 shares, totaling 45.498 billion yuan, maintaining a cash dividend ratio of 30% [1] Business Strategy - The bank's loan issuance in 2025 showed stable growth and structural optimization, focusing on four key areas: 1. Emphasizing support for "Three Rural Issues" and rural revitalization, including financial services for grain production and high-standard farmland construction [2] 2. Supporting domestic demand through major projects in transportation and energy, and expanding consumer finance in traditional and new consumption sectors [2] 3. Aiding the construction of a modern industrial system by providing financing for traditional industries and fostering new production capabilities through technological financial services [2] 4. Enhancing inclusive financial services for small and micro enterprises, while addressing residents' needs in housing, education, and healthcare [3]