智通财经网·2026-03-30 14:32Core Viewpoint - Minsheng Bank reported its 2025 performance, showing a mixed financial outcome with a slight increase in revenue but a decrease in net profit [1] Financial Performance - Operating revenue reached approximately 139.68 billion yuan, representing a year-on-year growth of 4.92% [1] - Net interest income was 100.13 billion yuan, an increase of 1.46% compared to the previous year [1] - Net profit attributable to shareholders was about 30.56 billion yuan, reflecting a year-on-year decrease of 5.37% [1] - Basic earnings per share stood at 0.63 yuan, with a proposed cash dividend of 0.53 yuan for every 10 shares [1] Asset and Liability Overview - Total assets amounted to 783.26 billion yuan, an increase of 17.60 billion yuan, or 0.23%, from the end of the previous year [1] - Total liabilities were 712.94 billion yuan, showing a decrease of 29.03 billion yuan, or 0.41%, compared to the end of the previous year [1] Loan Quality Metrics - Total non-performing loans reached 66.15 billion yuan, an increase of 0.54 billion yuan [1] - The non-performing loan ratio was 1.49%, up by 0.02 percentage points from the end of the previous year [1] - The provision coverage ratio was 142.04%, an increase of 0.10 percentage points from the end of the previous year [1]