智通财经网·2026-03-30 22:13Group 1 - The core viewpoint of the article highlights that Minsheng Bank reported a revenue of 142.865 billion yuan for the year 2025, marking an increase of 6.575 billion yuan, or 4.82% year-on-year [1] - The net interest income reached 100.126 billion yuan, an increase of 1.436 billion yuan, or 1.46% year-on-year, benefiting from asset scale growth and stable net interest margin [1] - The average daily balance of interest-earning assets was 7,148.910 billion yuan, up 71.125 billion yuan, or 1.00% year-on-year [1] Group 2 - The bank's non-interest income was 42.739 billion yuan, an increase of 5.139 billion yuan, or 13.67% year-on-year, driven by enhanced management capabilities and increased investment income [1] - The net profit attributable to shareholders was 30.563 billion yuan, a decrease of 1.733 billion yuan, or 5.37% year-on-year [1] - The total non-performing loans amounted to 66.154 billion yuan, an increase of 0.544 billion yuan from the previous year, with a non-performing loan ratio of 1.49%, up 0.02 percentage points [2] Group 3 - The provision coverage ratio was 142.04%, an increase of 0.10 percentage points compared to the end of the previous year [2] - The bank served 126,200 technology-based enterprises, including 29,700 "specialized, refined, distinctive, and innovative" clients [2] - The loan balance for technology-based enterprises was 452.001 billion yuan, reflecting a growth of 9.66% compared to the end of the previous year [2]