Wall Street's Insights Into Key Metrics Ahead of Ameris Bancorp (ABCB) Q4 Earnings

Core Insights - Analysts project that Ameris Bancorp (ABCB) will report quarterly earnings of $1.12 per share, reflecting a 4.3% decline year over year [1] - Revenue is expected to be $267.23 million, down 1.9% from the same quarter last year [1] - The consensus EPS estimate has been revised downward by 0.7% in the past 30 days, indicating a reassessment by covering analysts [1] Financial Metrics - The 'Efficiency ratio' is expected to reach 53.5%, compared to 49.6% in the same quarter last year [2] - The 'Net Interest Margin' is projected at 3.5%, down from 4% in the same quarter last year [2] - 'Average Balances-Interest earning assets' are estimated at $23.63 billion, up from $22.18 billion in the same quarter last year [2] Income Projections - 'Net Interest Income (FTE)' is projected to be $207.78 million, down from $225.09 million in the same quarter last year [3] - 'Total Non-Interest Income' is expected to reach $60.16 million, compared to $48.35 million a year ago [3] - 'Net Interest Income' is estimated at $207.50 million, down from $224.14 million in the same quarter last year [3] Stock Performance - Over the past month, shares of Ameris Bancorp have returned -1.9%, while the Zacks S&P 500 composite has increased by +1.6% [3] - Ameris Bancorp currently holds a Zacks Rank 3 (Hold), suggesting performance may align with the overall market in the near future [3]