What Analyst Projections for Key Metrics Reveal About Banner (BANR) Q1 Earnings

Core Insights - Analysts expect Banner (BANR) to report quarterly earnings of $1.17 per share, reflecting a year-over-year decline of 34.6% [1] - Revenue projections stand at $150.67 million, down 7.3% from the same quarter last year [1] - The consensus EPS estimate has remained unchanged over the past 30 days, indicating a reassessment of projections by analysts [1] Financial Metrics - The consensus estimate for 'Net Interest Margin' is 3.8%, down from 4.2% in the same quarter last year [2] - Analysts forecast an 'Efficiency Ratio' of 64.1%, compared to 58.2% reported in the same quarter of the previous year [2] - 'Total non-performing assets' are expected to reach $31.13 million, up from $27.13 million in the same quarter last year [2] Additional Metrics - 'Total non-performing loans' are projected to be $30.37 million, compared to $26.77 million a year ago [3] - The average estimate for 'Total Average interest-earning assets' is $14.66 billion, slightly down from $14.73 billion a year ago [3] - 'Net interest income' is expected to be $134.77 million, down from $153.31 million in the same quarter last year [3] - 'Total non-interest income' is projected at $15.90 million, up from $9.28 million in the same quarter last year [3] Stock Performance - Banner shares have decreased by 1.4% over the past month, contrasting with the Zacks S&P 500 composite's increase of 1.6% [3] - With a Zacks Rank of 3 (Hold), BANR is expected to closely follow overall market performance in the near term [3]