No refund after I was sold a stolen £3,300 bike on eBay

I bought a used electric cargo bike on eBay for £3,300 but, when it arrived, I discovered a cut in the frame. I put the frame number into the national BikeRegister database, which confirmed it had been stolen.The seller did not reply when I contacted them, so I phoned the police and the bike was seized. I was given crime reference and property log numbers.As I had paid by bank transfer, I contacted my bank, First Direct, to try to get a refund. It asked for evidence that the bike had been seized, which I pr ...