Bank OZK (OZK) Ratings Affirmed by Moody's Amid CRE Concerns

The rating agency has affirmed all the ratings and assessments of Bank OZK, including its long-term local currency deposit rating of A3 and short-term local currency deposit rating of Prime-2. Despite the affirmation, the outlook on the bank's long-term deposit and issuer ratings remains negative. Capital Ratios and Profitability: Despite a significant decline in OZK's TCE to risk-weighted assets (RWA) ratio since 2021, Moody's expects this ratio to improve over the next 12 to 18 months. This improvement wi ...