Core Insights - T1 Energy Inc. has commenced construction on its G2_Austin solar cell manufacturing facility, with an investment estimated between $400 million and $425 million, aimed at enhancing the U.S. solar supply chain [1][3] - The first phase of the G2_Austin facility is projected to have an annual capacity of 2.1GW of high-efficiency TOPCon solar cells, surpassing the current U.S. capacity for silicon-based solar cell manufacturing [2][4] - The project is expected to create approximately 1,800 advanced manufacturing jobs in Milam County, Texas, supporting the domestic manufacturing industry and energy security [3][4] Investment and Capacity - The G2_Austin facility is a strategic component of T1 Energy's plan to establish a comprehensive U.S. polysilicon solar supply chain, with the cells produced intended for use in solar modules at the existing 5GW G1_Dallas facility [4] - The second phase of the G2 project is anticipated to add an additional 3.2GW capacity, with potential for further expansion based on demand [5] Company Overview - T1 Energy Inc. is positioned as a leading energy solutions provider focused on building an integrated supply chain for solar and battery technologies in the U.S. [6] - The company completed a significant transaction in December 2024, enhancing its status in the solar manufacturing sector and planning further operational expansions in America [6]

Core Insights - Deposit account rates are declining, but competitive returns on certificates of deposit (CDs) can still be locked in, with the best CDs offering rates above 4% [1] Group 1: Current CD Rates - The best short-term CDs (six to 12 months) currently offer rates around 4% to 4.5% APY, with the highest rate at 4.1% APY from Sallie Mae Bank and LendingClub Bank [2] - Historical trends show that CD rates were significantly higher in the early 2000s but fell to around 1% APY for one-year CDs by 2009 due to economic slowdowns and Federal Reserve rate cuts [2][3] Group 2: Historical Context - The trend of falling CD rates continued into the 2010s, with average rates for 6-month CDs dropping to about 0.1% APY by 2013 [3] - The Federal Reserve's rate hikes between 2015 and 2018 led to a slight improvement in CD rates, but the COVID-19 pandemic caused emergency rate cuts, resulting in new record lows for CDs [4] Group 3: Recent Developments - Following the pandemic, the Federal Reserve increased rates 11 times between March 2022 and July 2023, leading to higher APYs on savings products, including CDs [5] - As of September 2024, the Federal Reserve began cutting the federal funds rate, resulting in a steady decline in CD rates from their peak, although they remain high by historical standards [6] Group 4: Understanding CD Rates - Traditionally, longer-term CDs offer higher interest rates, but currently, the highest average CD rate is for a 12-month term, indicating a flattening or inversion of the yield curve [6][7] - When choosing a CD, factors such as goals, type of financial institution, account terms, and inflation should be considered to ensure the best fit for individual needs [8]

Core Insights - Average HELOC rates are declining, leading to the highest demand for home equity lending since 2008, with over 557,000 new home equity loans totaling nearly $31.6 billion originated through Q3 2025 [1] - Homeowners have a record amount of equity in their homes, nearly $36 trillion at the end of Q2 2025, the highest ever reported [2] - With mortgage rates around 6%, homeowners are likely to retain their low-rate primary mortgages, making HELOCs an attractive alternative for accessing home equity [3] HELOC Rates and Pricing - The average weekly HELOC rate is currently 7.44%, based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio of 70% [2] - HELOC interest rates are determined by an index rate plus a margin, with the prime rate recently falling to 6.75%, leading to potential rates around 7.50% [4] - Lenders have flexibility in pricing HELOCs, and rates can vary significantly based on credit score, debt levels, and home value [5] HELOC Functionality - A HELOC allows homeowners to access equity without giving up their low-rate primary mortgage, providing flexibility in borrowing and repayment [6] - Introductory rates are common, such as FourLeaf Credit Union's offering of 5.99% for 12 months, which later adjusts to a variable rate of 7.25% [7] - The advantage of a HELOC is that interest is only paid on the amount borrowed, allowing homeowners to keep some credit available for future needs [8] Current Market Considerations - Rates for HELOCs can range from nearly 6% to as high as 18%, depending on individual creditworthiness and lender offerings [9] - For homeowners with low primary mortgage rates and significant equity, now is considered an optimal time to obtain a HELOC for various uses, including home improvements or personal expenses [10] - A typical monthly payment for a $50,000 HELOC at a 7.50% interest rate would be approximately $313 during the draw period, but rates are variable and can increase over time [11]

Here’s a look at how today’s high-yield savings account rates stack up. The Federal Reserve cut the federal funds rate three times in late 2024, and it recently announced its third rate cut of 2025 which means deposit rates are on a steady decline. It's more important than ever to ensure you're earning the highest rate possible on your savings, and a high-yield savings account could be the solution. These accounts pay more interest than the typical savings account — as much as 4% APY and higher. Not sure ...

Mortgage rates are holding mostly steady for yet another week. According to Zillow, the average 30-year fixed rate is up one basis point to 6.09%. The 15-year fixed home loan rate is down six basis points to 5.52%. The stability of mortgage rates over the past several weeks is welcomed by borrowers looking to lock in a rate. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.09% 20-year fixed: 6.01% 15-year fixed: 5.52% 5/1 ARM: 6.19% ...

Find out which banks are offering the best MMA rates right now. As interest rates continue to fall following the Fed’s recent rate cuts, it’s more important than ever to ensure you’re earning a competitive rate on your savings. One option you may want to consider is a money market account (MMA). Wondering where the top money market account rates can be found today? Here’s what you need to know. Where to find the best money market account rates today From a historical perspective, money market account in ...

U.S. stock index futures inched higher on Wednesday as investors awaited more economic data to gauge the path for monetary policy and monitored geopolitical tensions in Venezuela that sent oil prices higher. ...

Accenture's EPS for the quarter ending November 2025 is projected to be $3.74, a 4.2% increase year-over-year.Revenue is anticipated to reach $18.56 billion, marking a 4.9% rise from the previous year.The company's financial metrics indicate a P/E ratio of approximately 22.06 and a debt-to-equity ratio of 0.26.Accenture (NYSE:ACN) is a global professional services company that provides a wide range of services in strategy, consulting, digital, technology, and operations. It competes with other major consult ...

Aspo Plc Managers’ transactions December 17, 2025 at 13.00 EET Aspo Plc - Managers' Transactions - Erkka Repo ____________________________________________ Person subject to the notification requirement Name: Erkka Antero Repo Position: Chief Financial Officer Issuer: Aspo Oyj LEI: 7437000TB0GHDHLPX677 Notification type: INITIAL NOTIFICATION Reference number: 134432/5/4 ____________________________________________ Transaction date: 2025-12-16 Outside a trading venue Instrument type: SHARE ISIN: ...

Welcome to the SA’s The Macro Brief! This official SA Profile will highlight our analysts' latest economic and market analysis to help investors gauge the ever-volatile financial landscape through various recurring series.This profile run by Seeking Alpha Editors will highlight our analysts' latest economic and market analysis to help investors gauge the ever-volatile financial landscape. The economy is the foundation of financial markets, influencing everything from corporate earnings and consumer spending ...