银行理财产品周数据：现管类理财与货基的价差维持在20BP左右

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The cash management products' 7-day annualized yield is 1.74%, remaining stable compared to the previous week [7][9]. - The yield gap between cash management products and money market funds is 21 basis points (BP), unchanged from the previous week [7]. - The 1-month annualized yield for non-cash fixed income products is 2.17%, which has decreased by 31 BP from the previous week [9]. - The 6-12 month fixed income products have a 6-month annualized yield of 3.59%, down by 12 BP from the previous week [9]. - The 1-3 year fixed income products show a 1-year annualized yield of 3.24%, decreasing by 1 BP from the previous week [9]. Summary by Sections 1. Cash Management Products 7-Day Annualized Yield - As of September 1, 2024, the cash management products' yield is 1.74%, consistent with the previous week [7]. 2. Performance Review of Wealth Management Products - The report indicates that the average yield for non-cash fixed income products over the past month is 2.17%, reflecting a decline of 31 BP [9]. - The 6-month annualized yield for fixed income products with a maturity of 6-12 months is 3.59%, down by 12 BP [9]. - The 1-year annualized yield for 1-3 year fixed income products is 3.24%, showing a slight decrease of 1 BP [9]. 3. Maturity and Compliance Status of Wealth Management Products - From August 26 to September 1, 2024, the total maturity scale of wealth management products is 280.9 billion, with an average compliance rate of 45%, which is a decrease of 4% from the previous week [11]. - Companies achieving a 100% compliance rate include Bohai Bank Wealth Management and Goldman Sachs ICBC Wealth Management [11]. - Closed-end products show a better compliance rate, averaging 75%, which is higher than the overall compliance rate [11].