银行理财产品周数据：现管类理财收益进入1字头

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield of cash management financial products has decreased to 1.71%, down 3 basis points from the previous week [1][7]. - The annualized yield of money market funds is at 1.52%, also down 1 basis point from the previous week, with a yield gap of 19 basis points between cash management products and money market funds, narrowing by 2 basis points [1][7]. - The annualized yield for closed-end fixed-income financial products over the past six months is 3.67%, an increase of 8 basis points from the previous week [2][9]. - The annualized yield for closed-end fixed-income financial products over the past year is 3.25%, up 1 basis point from the previous week [2][9]. - The average compliance rate for financial products maturing from September 2 to September 8, 2024, is 53%, an increase of 8% from the previous week [11][12]. Summary by Sections 1. Cash Management Products 7-Day Annualized Yield - As of September 8, 2024, the 7-day annualized yield for cash management financial products is 1.71%, a decrease of 3 basis points from the previous week [1][7]. 2. Performance Review of Financial Products - The annualized yield for daily open fixed-income non-cash financial products over the past month is 2.17%, unchanged from the previous week [9]. - The annualized yield for closed-end fixed-income financial products over the past six months is 3.67%, an increase of 8 basis points [2][9]. - The annualized yield for closed-end fixed-income financial products over the past year is 3.25%, up 1 basis point [2][9]. 3. Maturity and Compliance Status of Financial Products - From September 2 to September 8, 2024, the total scale of maturing financial products is 290.3 billion, with an average compliance rate of 53%, up 8% from the previous week [11][12]. - The compliance rate for closed-end products is 76%, which is higher than the overall compliance rate [11][12].