财达证券：晨会纪要-20241012

Summary of Key Points Core Insights - The report highlights the downward trend in inflation as emphasized by Federal Reserve official Goolsbee, indicating a potential easing of monetary policy in the near future [1] - The mortgage rates in the U.S. have risen to 6.32% for 30-year fixed loans, which may impact housing market dynamics and consumer spending [1] - The European bond market is experiencing a steepening yield curve, with particular attention on the French budget proposal, suggesting potential shifts in fiscal policy [1] Company Ratings Adjustments - Peabody Energy (BTU.US) rating maintained by Montreal Bank, with the target price adjusted from $25.00 to $26.00 [1] - Delek US Holdings (DK.US) rating maintained by Scotiabank, with the target price adjusted from $25.00 to $22.00 [1] - CVR Energy (CVI.US) rating maintained by Scotiabank, with the target price adjusted from $25.00 [1] - Prudential Financial (PRU.US) rating maintained by B of A Securities, with the target price adjusted from $109.00 to $118.00 [1] - HF Sinclair (DINO.US) rating maintained by Scotiabank, with the target price adjusted from $66.00 to $57.00 [1] - Principal Financial Group (PFG.US) rating maintained by B of A Securities, with the target price adjusted from $94.00 to $91.00 [1] - RenaissanceRe Holdings (RNR.US) rating maintained by B of A Securities, with the target price adjusted from $364.00 to $391.00 [1]