现金管理类理财7日年化1.69%，年内降幅超50BP

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield for cash management financial products over the past 7 days is 1.69%, which represents a decrease of 4 basis points from the previous week [6][8]. - The annualized yield for money market funds is 1.51%, down 3 basis points from the previous week, with the yield gap between cash management products and money market funds narrowing to 18 basis points, a reduction of 1 basis point from the prior week [6][8]. - The annualized yield for non-cash fixed income financial products over the past month is 2.20%, down 21 basis points from the previous week [2][6]. - The annualized yield for closed-end fixed income products with a maturity of 6-12 months is 3.35%, down 4 basis points from the previous week [2][6]. - The annualized yield for closed-end fixed income products with a maturity of 1-3 years is 3.77%, which has increased by 1 basis point from the previous week [2][6]. Summary by Sections 1. Cash Management Product 7-Day Annualized Yield - As of October 27, 2024, the 7-day annualized yield for cash management financial products is 1.69%, a decrease of 4 basis points from the previous week [6][8]. 2. Performance Review of Financial Products Issued by Financial Companies - The report indicates that the annualized yield for non-cash fixed income financial products over the past month is 2.20%, down 21 basis points from the previous week [2][6]. - The annualized yield for closed-end fixed income products with a maturity of 6-12 months is 3.35%, down 4 basis points from the previous week [2][6]. - The annualized yield for closed-end fixed income products with a maturity of 1-3 years is 3.77%, which has increased by 1 basis point from the previous week [2][6]. 3. Maturity and Compliance Status of Financial Products - From October 21 to October 27, 2024, the total scale of maturing products from financial companies is 258 billion, with an average compliance rate of 53%, a decrease of 5 percentage points from the previous week [2][8]. - Financial companies with a 100% compliance rate include Hengfeng Wealth Management, BlackRock Jianxin Wealth Management, and Goldman Sachs ICBC Wealth Management [2][8]. - Closed-end products show a better compliance rate, averaging 82%, which is higher than the overall compliance rate [2][8].