银行理财产品周数据：现金管理类理财7日年化1.69%，年内降幅超50BP

Investment Rating - The report does not explicitly provide an investment rating for the banking wealth management industry [1]. Core Insights - The annualized yield for cash management wealth management products is currently at 1.69%, which has decreased by over 50 basis points (BP) year-to-date [1][7]. - The average annualized yield for non-cash fixed income wealth management products over the past month is 2.20%, down 21 BP from the previous week [2][7]. - The annualized yield for closed-end fixed income products with a maturity of 6-12 months is 3.35%, a decrease of 4 BP from the previous week [2][7]. - The annualized yield for closed-end fixed income products with a maturity of 1-3 years has increased by 1 BP to 3.77% [2][7]. - The total scale of maturing wealth management products from October 21 to October 27, 2024, is 258 billion, with an average compliance rate of 53%, down 5 percentage points from the previous week [2][9]. Summary by Sections 1. Cash Management Products - As of October 27, 2024, the annualized yield for cash management products is 1.69%, a decrease of 4 BP from the previous week [1][7]. - The annualized yield for money market funds is 1.51%, down 3 BP from the previous week, with the yield gap between cash management products and money market funds narrowing by 1 BP to 18 BP [1][7]. 2. Performance Review of Wealth Management Products - The annualized yield for non-cash fixed income wealth management products over the past month is 2.20%, a decrease of 21 BP [2][7]. - The annualized yield for closed-end fixed income products with a maturity of 6-12 months is 3.35%, down 4 BP [2][7]. - The annualized yield for closed-end fixed income products with a maturity of 1-3 years has increased by 1 BP to 3.77% [2][7]. 3. Maturity and Compliance Status - From October 21 to October 27, 2024, the total scale of maturing wealth management products is 258 billion, with an average compliance rate of 53%, down 5 percentage points from the previous week [2][9]. - The compliance rate for closed-end products is notably higher at 82%, outperforming the overall compliance rate [2][9].