银行理财产品周数据：现金管理类产品收益持续下行，货基收益跌破1.5%

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - Cash management financial products have seen a decline in annualized returns, with the latest figure at 1.67%, down 1 basis point from the previous week [1][5]. - Money market funds have an annualized return of 1.48%, which is a decrease of 3 basis points compared to the previous week, widening the yield gap between cash management products and money market funds to 19 basis points [1][5]. - Non-cash fixed income products have shown an increase in returns, with a one-month annualized yield of 2.93%, up 40 basis points from the previous week [1][7]. - Closed-end fixed income products with a maturity of 6-12 months have a six-month annualized yield of 3.33%, down 10 basis points from the previous week [1][7]. - Closed-end fixed income products with a maturity of 1-3 years have maintained a one-year annualized yield of 3.71%, unchanged from the previous week [1][7]. - The total scale of maturing financial products from November 4 to November 10, 2024, was 261.7 billion yuan, with an average compliance rate of 63%, which is an increase of 11 percentage points from the previous week [1][8]. Summary by Sections 1. Cash Management Products - The annualized return for cash management products is currently at 1.67%, reflecting a decrease of 1 basis point from the previous week [1][5]. 2. Performance of Financial Products - Non-cash fixed income products have a one-month annualized yield of 2.93%, which is an increase of 40 basis points [1][7]. - Closed-end fixed income products with a maturity of 6-12 months have a six-month annualized yield of 3.33%, down 10 basis points [1][7]. - Closed-end fixed income products with a maturity of 1-3 years have a one-year annualized yield of 3.71%, remaining stable [1][7]. 3. Maturity and Compliance Status - The total scale of maturing financial products was 261.7 billion yuan, with an average compliance rate of 63%, up 11 percentage points from the previous week [1][8]. - Companies achieving a 100% compliance rate include Bohai Bank Wealth Management, Schroder Jiao Yin Wealth Management, and Societe Generale Agricultural Bank Wealth Management [1][8].