《金融租赁公司管理办法》解读

Regulatory Changes - The minimum registered capital for financial leasing companies has been increased to 1 billion RMB or equivalent foreign currency, up from 500 million RMB in the previous regulation[9] - New requirements for major investors include a total asset threshold of 500 billion RMB for commercial banks, down from 800 billion RMB[3] - The conditions for state-owned capital investment and operation companies as major investors now require total assets of at least 300 billion RMB[6] Governance and Compliance - The new regulations emphasize stronger shareholder obligations, including the requirement for major shareholders to provide liquidity support during financial difficulties[12] - Financial leasing companies must ensure that the leasing assets are suitable, with clear ownership and economic value, and cannot accept low-value consumables as leasing objects[16] - Enhanced risk management practices are mandated, including the establishment of a comprehensive risk management system covering various types of risks[16] Business Operations - The investment scope for financial leasing companies has been expanded to include interbank certificates of deposit[1] - Companies are now required to strengthen the management of leasing assets to ensure compliance with the new regulations[16] - The new regulations specify that financial leasing companies can apply to operate certain foreign currency businesses, including establishing project companies domestically and internationally[12]