银行理财产品周数据：1-3年封闭式理财近1年年化收益3.55%，呈走弱趋势

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield for cash management products over the past week is 1.66%, remaining stable compared to the previous week [1][15]. - The annualized yield for money market funds increased by 1 basis point to 1.51%, narrowing the yield gap with cash management products to 15 basis points [1][15]. - The annualized yield for non-cash fixed income products over the past month is 2.37%, down 5 basis points from the previous week [1][15]. - The annualized yield for closed fixed income products with a maturity of 6-12 months is 3.30%, a decrease of 12 basis points [1][15]. - The annualized yield for closed fixed income products with a maturity of 1-3 years is 3.55%, down 21 basis points from the previous week [1][15]. - The total scale of maturing products from wealth management companies is 245.882 billion, with an average compliance rate of 59%, which is an increase of 11 percentage points from the previous week [1][22]. Summary by Sections Cash Management Products - As of November 24, 2024, the annualized yield for cash management products over the past week is 1.66%, unchanged from the previous week [1][15]. - The yield for money market funds is 1.51%, which is an increase of 1 basis point, resulting in a yield gap of 15 basis points with cash management products [1][15]. Performance Review of Wealth Management Products - The annualized yield for non-cash fixed income products over the past month is 2.37%, which is a decline of 5 basis points [1][15]. - The annualized yield for closed fixed income products with a maturity of 6-12 months is 3.30%, down 12 basis points [1][15]. - The annualized yield for closed fixed income products with a maturity of 1-3 years is 3.55%, a decrease of 21 basis points [1][15]. Maturity and Compliance Status - From November 18 to November 24, 2024, the total scale of maturing products is 245.882 billion, with an average compliance rate of 59%, which is an increase of 11 percentage points from the previous week [1][22]. - Companies achieving a 100% compliance rate include BOC Wealth Management, Schroder Jiao Yin Wealth Management, and BlackRock Jianxin Wealth Management [1][22].