银行业理财产品周数据：1~3年封闭式理财近1年年化收益3.55%，呈走弱趋势

Investment Rating - The report does not explicitly provide an investment rating for the industry [1]. Core Insights - The annualized yield for closed-end fixed-income wealth management products for 1-3 years is 3.55%, showing a downward trend [1][21]. - Cash management products have a 7-day annualized yield of 1.66%, remaining stable compared to the previous week [1][15]. - The average compliance rate for wealth management companies' maturing products is 59%, which is an increase of 11 percentage points from the previous week [1][22]. Summary by Sections 1. Cash Management Products - The 7-day annualized yield for cash management products is 1.66%, unchanged from the previous week, while the yield for money market funds increased by 1 basis point to 1.51%, narrowing the yield gap to 15 basis points [1][15]. 2. Performance Review of Wealth Management Products - The 1-month annualized yield for daily open fixed-income non-cash wealth management products is 2.37%, down 5 basis points from the previous week [1][21]. - The 6-12 month closed-end fixed-income products have a 6-month annualized yield of 3.30%, down 12 basis points [1][21]. - The 1-3 year closed-end fixed-income products have a 1-year annualized yield of 3.55%, down 21 basis points [1][21]. 3. Maturity and Compliance Status - As of November 24, 2024, the scale of maturing products from wealth management companies is 245.882 billion, with an average compliance rate of 59%, up 11 percentage points from the previous week [1][22]. - Companies achieving a 100% compliance rate include BOC Wealth Management, Schroder Jiao Yin Wealth Management, and BlackRock Jianxin Wealth Management [1][22].