BCBS 239 2.0复苏：加强风险管理和决策

Group 1 - The report emphasizes the renewed focus on the BCBS 239 standards, which were originally established in 2013, presenting new challenges and opportunities for banks in Europe and the United States [2][5][9] - Compliance with BCBS 239 requires a structured approach driven by senior leadership, as many institutions still struggle to achieve full compliance despite increasing regulatory pressures [6][7][9] - The report highlights that only two out of 31 Global Systemically Important Banks (G-SIBs) fully comply with the standards, indicating a significant gap in compliance across the industry [9][27] Group 2 - The report outlines five core beliefs and ten key lessons for banks to adjust their approach to BCBS 239, emphasizing the importance of integrating risk management with business objectives [12][14][18] - It suggests that banks should prioritize key information and take immediate action to mitigate significant risks, starting with critical regulatory reports and management metrics [13][19] - The report advocates for the use of generative AI tools to accelerate compliance efforts and improve data quality, highlighting the potential for significant value creation through enhanced efficiency [16][25] Group 3 - The report stresses the need for banks to establish a clear data domain framework to organize data effectively, including elements such as authorized sources and control measures [20][21] - It emphasizes the importance of transparency and trust in relationships with regulators, recommending structured communication and regular progress reporting [21][24] - The report notes that banks should maintain a balance between short-term and long-term planning, ensuring that immediate regulatory requirements do not overshadow broader data management goals [23][25]